What is General Liability Insurance?
General liability insurance, is also know as business liability insurance or commercial liability insurance and provides coverage to protect businesses and business owners from a variety of claims such as personal injury, bodily injury, property damage, and other types of problems that may occur at a business.
What Does General Liability Insurance Cover?
- Physical Injury
- Property Damage
- Bodily Injury
- Personal Injury
- Advertising Injury
- Medical Payments
- Products Complete Insurance
Who Needs General Liability Insurance?
General liability business insurance is often the first type of insurance a business owner will consider. Businesses often get a Business Owner Policy (BOP) combining coverage plans as a bundle that provides protection in cases such as property damage and liability risks.
Contractors and small business owners don’t usually need combination liability coverage plans and generally tend to go with a stand alone general liability insurance policy.
Whether you are a contractor or business it important to get liability insurance to protect you and your business from financial ruin. A single accident could cause a lawsuit you cannot come back from.
Not having general liability insurance can also prevent you from obtaining contracts or getting clients that require general liability insurance.
General Liability Insurance for Contractors
At times it can be hard for contractors or small business owners to find a affordable or specialized general liability insurance policy. Choice Plus Insurance works with multiple general liability insurance companies to ensure its customers get coverage and find the best policy that protects the business or contractor without breaking the bank.
General Liability Insurance Cost
General liability insurance cost can differ from business to business. Contractors can get liability insurance as little as $29. For a General liability insurance quote click the link.
